Buying now and PAYING LATER is the new normal...

It’s hard running a home, shopping for groceries and working. With too much to manage, you can become stressed leading to burnout and fatigue. Breukr offers an easy way for you to buy all the groceries you need for 1 month, we will deliver it to you then you will pay on PAYDAY. Breukr cuts the inefficiencies of combining work and frequent grocery shopping within the month. With the economic downturn affecting the purchasing power of consumers Breukr provides payment flexibility for employees to purchase grocery products while they wait to pay on their next payday. Our service suits all types of employees with reputable organizations and helps to improve efficiency, budgeting and performance. Freeing up your time to do the most important part - TAKING CARE OF YOU and/or YOUR FAMILY. Simply put, employees of reputable entities can easily apply for 1 month groceries supply at any time, get a decision about fees and rates and get the groceries delivered to their preferred location, while they pay when they receive their monthly wages.

Why People Choose Us?

If money for grocery shopping is twisting your arm, Breukr is an online platform that lets you get all your 1 month groceries now and pay the total cost automatically on pay day
(due date is 30 days after activation) with low interest rates! You can always benefit from Breukr's grocery consumer credit. Employees can borrow quickly and easily to buy their monthly groceries, while investors can make a return and a difference by lending to them. LET’S MAKE THE WORLD GO ROUND.

Fast & Easy Processes

Easy online application, fast approval process and low interest rates from a brand you will feel good about. You’ll know if you’re approved instantly and your order will ship as usual.

Collateral Free

Breukr doesn't require any physical collateral in order for you to access credit from us. Pay low interest rates when you pay on time. Due date is 30 days after activation.

Shop Online & In-store

Shop for groceries and transact with Breukr and our partner merchants, both offline and in our e-store. We are committed to making your shopping experience as smooth as possible.

Account Security & Safety

The safety and security of your data is a top priority. We use global industry standard security and encryption. We never release user data to third parties. Kindly request for our privacy policy.

Dedicated Specialists

Technology and data is at the heart of our business, but our job is to make it work for you. There’ll be times when you want to speak to someone about your credit or investment, so our dedicated specialists are always on hand to help.

Transparent

We know the best way to build trust is to be transparent in everything we do. Our performance history is always available, costs are straightforward and you can see where your money comes from, and goes to.

About Us

Breukr is a B2C e-commerce platform that offers retail financing by providing digital lines of consumer credit for grocery shopping to employees of reputable entities, thereby helping them to elevate their financial well-being. We review applications and approve creditworthy employees. We then pay out their credits to shop via our e-Store and process repayments for investors. We have no score requirements and don’t have hidden fees. Employees of reputable entities can easily apply for 1 month grocery supply at any time, get a decision about their fees and rates and get their groceries delivered to their preferred location while they pay when they receive their wages.
Breukr is notorious for its know-how and commitment to the service of her customers and partners. We strive every day to improve our services and at best meet consumer needs while offering personalized support by helping consumers better control their budget. We get better with every one of our community member(s) we deal with. We grow by satisfying consumer needs. We welcome you to be a part of our proud FAMILY where every member is a king & Queen!

Consumers

Ready to save big? We’re so excited to announce that we’ve launched Breukr - a new online credit platform to purchase groceries. It’s designed to help you to get 1 month grocery supply now and pay later in 30 days at low interest rates. You can expect to hear from us many times in a month with special offers, product updates and more...

Call 0818 857 8245

Investors

Investors use their online account to easily lend to hundreds of employees looking for 30-day grocery consumer credit. We focus on delivering attractive, stable returns so you can reach your financial goals. We manage everything during the lifetime of a loan, so you’ll get repayments with interest in your account every month.

Call 0818 857 8245

Vendors

To our vendors, we always offer recommendations and tips for working The Breukr. After registration, You’ll receive a few more tips over the next days to help you get the most out of your new supplies. In the meantime, use our platform to sell more products to our consumers and get in touch by calling
0818 857 8245 if you have any questions.

Call 0818 857 8245

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Delivered to you

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Convenience

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Your grocery selection

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Competitive Pricing

Features of Breukr Credit

Our credit scheme will improve the way our consumers make purchases online and even in-store, by making payments more flexible and convenient for shoppers. We understand employees, so we’ve worked to remove jargon, simplify processes and give fair decisions quickly. Here's everything you'll need to know about discovering and using your credit options when shopping online and in-store;

Make your credit application in minutes from any internet enabled device

Contact: hello@breukr.com

Manage your online credit account anywhere

Contact: www.breukr.com

We offer a friendly non-banker approach

Contact: hello@breukr.com

Receive a virtual card that allows you to shop online and in-store, an entirely innovative product!

Contact: support@breukr.com

Make your repayment 30 days after credit activation.

Contact billing@breukr.com

Enjoy very low monthly interest rates.

Contact: support@breukr.com

Enjoy low deposit options

Contact: support@breukr.com

Make payments and adjustments anytime you need within a 30-day period.

Contact: billing@breukr.com

We will undertake a soft credit check instead of a hard enquiry.

Contact: support@breukr.com

Choose your repayment date within the 30-day activation period.

Contact: support@breukr.com

Enjoy a range of options for convenience

Contact: hello@breukr.com

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Location: Hall 1 , Building A, Golden Street, Southafrica

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Location: Hall 1 , Building A, Golden Street, Southafrica

Consectetur adipisicing elit. Quod distinctio impedit sint accusantium ducimus lites consequuntur innobisl dolores saepe.Proin sit amet turpis lobortis.

Location: Hall 1 , Building A, Golden Street, Southafrica

We’re here to help make your life easier

Let's discuss your Breukr options. We understand how to effectively guide you through the credit process and to avoid potential problems along the way. To ensure the reality of food supply in your home for 1 month, without paying at the point of purchase, when you apply, we will match you with a grocery credit plan that meets your financial need. We surround ourselves with recognized partners in the field so that we can compare, negotiate and select the best financial conditions for you.

Jo

Business Group
0818 857 8245

Biola

Retail & Sales
0818 857 8245

Terdoo

Customer Support
0818 857 8245

Chinelo

Customer Support
0818 857 8245

Belema

Credit Evaluation
0818 857 8245

Danladi

Credit Analysis
0818 857 8245

Contact us

Frequently Asked Questions

At Breukr we are committed to making your shopping experience as smooth as possible. So whether you’re new to Breukr or already a savvy subscriber, we’re here to tell you why you should be shopping groceries with us and how it makes managing your money smoother. Here are answers to some of your Frequently Asked Questions.

What is Breukr?
Breukr is our flexible credit line that you can use for your monthly grocery needs! You can avail any amount of your choosing within your credit line to purchase 1 month grocery supply from our E-store or from our partnered merchants offline.
Anyone! New Breukr users can complete their user profile and apply for a credit limit. Existing Breukr users can also continue with their subscribed credit line as long as they don’t have any outstanding balance from other credit products
Before using Breukr, make sure you are employed with a reputable entity. Simply fill in your information, upload your supporting documents and activate your subcription plan, we will notify you when your credit line is ready to use.
We only need a few details so you can securely apply for your grocery consumer credit: personal information (valid govt. issued ID and proof of billing/address); work information (valid work ID and recent payslip); and your nominated bank account details.
Where can i use my Breukr?
You can use your Breukr to buy 1 month supply of groceries from our E-Store in the app, or offline with our partner merchants.
Every month when you receive your wages. Your outstanding balance is based on the total transactions you made. Make sure to pay on time to get low interest rates. Breukr provides you with a choice of options for repayment based on your preference.
In Breukr, you can add your profile and know your maximum approved loan amount ahead of your shopping schedule. You will receive your grocery credit application result via SMS within 24 hours. The validity of the pre-approved credit is 90 days. With pre-approval of Breukr, you save time and make your shopping more convenient.
No, you can only use one Breukr product at a time. The pre-approval of Breukr will not work if you have existing active credits. Make sure to repay your outstanding balance to avail!

How it works

We review applications and approve creditworthy employees. We then pay out their credits to their wallets to be used for shopping via our e-Store and process repayments for investors. Apply online in less than 3 minutes!

Unlimited for all

Anyone! New Breukr users can complete their user profile and apply for a credit limit.
Existing Breukr users can also continue with their subscribed credit line as long as they don’t have any outstanding balance from other credit products.

Consumers

₦20,000

Minimum Application/month

  • 21 – 58 years
  • Employment
  • Proof of Income
  • Proof of Address
  • Proof of Identity
  • Support documents
Signup
Investors

₦100,000

Minimum Investment/month

  • 21 – 65 years
  • Application
  • Proof of Income
  • Proof of Address
  • Proof of Identity
  • Support documents
Signup
Vendors

₦1,000,000

Minimum Supply/month

  • Permits
  • Certifications
  • Proof of Finance
  • Proof of Address
  • Proof of Identity
  • Support documents
Signup

Breukr Grocery Consumer Credit is now available

A credit commits you and must be repaid. Check your repayment capacity before you commit. Breukr's grocery credit plans adapt to all reputable employed profiles. Whether you are a single employee or living with family, our grocery credit solutions adapt to your situation. This communication does not constitute a commitment to lend or the guarantee of a specified interest rate. All credit programs and availability of cash proceeds are subject to credit, underwriting and grocery approval. Programs, rates, terms and conditions are subject to change without notice. Eligibility criteria, fees and other restrictions apply.

With Breukr grocery credit solution, consumers get instant access to one of the biggest consumer lending pools in the country. With over 100 investors, including a group of specialist investors for people with a rocky credit history, we close 7 out of 10 deals that most lenders will throw in the bin.

Advantages

  • Fast finance qualification and approval
  • Professional brokerage staff to manage the entire credit process
  • Seamless, online, paperless finance application process for you
  • Easy and transparent credit option

Investor(s) Platform

Breukr connects creditworthy employees looking for grocery consumer credit with people and organisations with money to lend. Our platform is more efficient and transparent than traditional lending, and we believe it’s a better system for everyone. As a platform, we set the rates, the terms and enable the transaction based on the creditworthiness of each applicant. As an investor, if you choose to invest on the fundraise displayed on the Platform, such investments should only be made as part of a well-diversified portfolio. This means that you should invest only a relatively small portion of your investable capital in such fundraise, and the majority of your investable capital should be invested in safer, more liquid assets. It also means that you should spread your investment between multiple fundraises rather than investing a larger amount in just a few. NOTE: Breukr does not provide any advice related to investment or lending decisions you make. While Breukr will carry out basic due diligence on the key persons involved with credit requests and carry out a risk assessment for the purposes of determining the credit price (interest rate) any decisions made to invest must be yours based on your own assessment of risk associated with the credit you choose.

Today's Fundraising Goal - ₦1,800,000
Consumers

Consumers

Consumers can get credit with low interest rates per month! You can choose all your groceries for 1 month, we will deliver to your preferred location, then you will pay within 30 days of activation. | Breukr
Investors

Investors

Investors can also gain access to our large pool of underserved consumers and earn higher investment returns than many other traditional investment options without undue risk whilst enjoying lower operating costs. |Breukr
Vendors

Vendors

We aim at establishing corporate standards and best practices to deliver overall customer satisfaction and continually strengthen our efficiency in managing vendor relationship for mutual benefits. | Breukr

Drop A Message

For all purposes, Breukr, its associated companies and partners are hereinafter be referred to as “Breukr”. All Information in this website are deemed confidential and are not to be copied and/or transmitted to any third party without the express written consent of Breukr.
CAUTION: At no point in time should you make any loan payment to any representative’s personal account whether affiliated to Breukr or not. All payments should be made directly to The Breukr via any of our nominated bank account(s) stated in our contract(s) with you.